Equifax

American consumer credit bureau and data analytics company offering credit reports, identity verification, fraud prevention, and open banking-based KYC solutions.

2 Alternatives Found

FINcredible

Austria

Austria's first licensed Account Information Service Provider (AISP), founded in Vienna in 2017 and regulated by the Austrian FMA under EU PSD2/ZaDiG-2018. Provides open banking-powered creditworthiness, identity verification, and KYC using live bank account data. Verified partnership with KSV1870 (Austria's leading credit bureau) makes it a trusted EU alternative to Equifax for Austrian and wider EU market verification.

Key Features

Open banking creditworthiness checkLive bank account-based identity verificationKYC and AML complianceIncome and cash flow analysis

B2B APIB2B pricing on request; tailored to business use case

Website

finAPI

Germany

German open banking provider headquartered in Munich, BaFin-licensed since 2008. Offers open banking-based creditworthiness, KYC and identity solutions as a modern, GDPR-native alternative to traditional US credit bureau infrastructure for EU businesses.

Key Features

Open banking bank account aggregationKYC and identity verificationPayment initiation (PIS)Data intelligence and transaction categorisation

B2B APIEnterprise pricing on request; 30-day free trial available

Website

Despite careful compilation, these results may contain inaccuracies. Always verify important details independently. Learn how it works

Looking for something else? Search all alternatives